How Much Does it Cost?
How Much Does it Cost to File for Bankruptcy in Kansas?
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The decision to file for bankruptcy is not one you should take lightly. One of the main questions anyone considering bankruptcy wants to know is: How much will it cost?
The answer to this question is dependent on a number of factors. Learning a bit about the factors and the average cost to file can help you decide whether or not bankruptcy is the course you wish to take.
When filing for bankruptcy, you will have to obtain credit counseling and take a course on personal financial management. Our office uses a credit counseling course that costs $15. The counseling takes approximately one hour and is completed online. If you would prefer to complete a course over the phone, we can direct you to a credit counseling service that conducts the over-the-phone sessions for $35.
The cost to file Chapter 7 & 13 bankruptcy in Kansas, includes:
- Filing for Chapter 7 costs $335.
- Filing for Chapter 13 costs $310. In Kansas, this fee usually does not need to be paid before filing.
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Filing for Chapter 7 in Kansas costs $335, but that does not include attorney fees. When filing Chapter 7, most of the debts you owe are barred from collecting. This includes attorney fees. Therefore, filing for means you will have to pay the attorney fees upfront. Attorney fees for Chapter 7 range from firm to firm. The fees you are charged will depend on the firm you choose, whether or not you are below the median, and whether or not you operate a business. However, we Patton & Dean, LLC does not take any attorney fees until the day you sign the paperwork to file the case.
Fees at Patton & Dean, LLC
Our normal rate is $1,465. If you are above median or have an altogether complex case, we may charge more. But all our fees will be disclosed at the initial consultation. There will be no hidden expenses.
With Chapter 13, you work with the Trustee to create a repayment plan for all of your debts. The plan will typically span a period of three to five years, and at the end of the plan, all remaining unsecured debt is discharged. Unlike when filing for Chapter 7, local bankruptcy law will typically determine the reasonable fees for these types of cases.
The reasonable fees are usually based on the case’s complexity. The average cost around the country is about $3,000, but each bankruptcy district will have set standards that determine this. During a Chapter 13 case, the attorney will likely charge a certain fee initially and the rest of the fee is made through the payment plan that is established.