Credit Repair
Credit Repair Lawyers in Kansas City
Our Experienced Attorneys Can Help You after Bankruptcy
During and after bankruptcy, you may be flooded with advertisements from credit repair services promising the world. They may claim to hold the keys for removing negative information from your credit report and instantly raising your score — for an upfront fee.
Unfortunately, many of these credit repair companies are scams. They will take your money, perhaps even hundreds or thousands of dollars, and never deliver on any of their promises.
Get Free Post-Bankruptcy Credit Repair
Instead of taking a chance with an unknown company, turn to a licensed credit report lawyer in Kansas City at the bankruptcy law firm of Patton & Dean, LLC. We offer free credit repair services for bankruptcy clients.
We will not hesitate to stand up for you against the credit reporting agencies, even if that means going to court. Contact us at (913) 203-4786 to schedule a free initial consultation with credit repair attorneys near you in Kansas City.
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“Ryan and David both were very personable as well as professional.” - Deana
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“This team of attorneys has gone out of their way to help me” - Jeffery B.
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“Very grateful.” - Carlos I.
What Exactly Is Credit Repair?
Your credit report is meant to be a measurement of your financial responsibility. Banks, credit card companies, and other lending institutions will rely on it when deciding whether to loan money to you — and at what interest rate. It is critical that your credit report contain accurate, up-to-date information.
Unfortunately, the three major credit reporting agencies do not always have accurate data. After bankruptcy, for example, your credit report may still reflect old debts that have been eliminated. The credit repair process involves disputing inaccurate or out-of-date information to clean up your credit report.
Can You Sue A Bank For Incorrect Credit Reporting?
Suing a bank for inaccurate credit reporting is a viable legal option. Consumers have the right to challenge inaccurate information on their credit reports under the Fair Credit Reporting Act (FCRA). You might be able to file a lawsuit if a bank reported your credit information incorrectly and did not fix the problem following a dispute. Connecting with experienced credit repair attorneys near you in Kansas City will significantly improve your chances of success in a dispute against false credit reporting.
A credit report lawyer specializes in deciphering the nuances of credit law and can be extremely helpful in bringing financial institutions accountable for inaccurate reporting. At Patton & Dean, LLC our specialists understand the impact that credit report inaccuracies may have on your financial health, such as higher interest rates on loans or being denied credit entirely. By working with an experienced attorney, you may guarantee that your dispute is handled effectively and that your FCRA rights are adequately safeguarded.
How to Pursue Credit Repair
Anyone can dispute inaccurate credit report information. However, successfully disputing that information is not always a fast or easy process. And if the credit reporting agency fails to take action, you may have to file a lawsuit. Enlisting the help of credit repair attorneys near you in Kansas City can save you many headaches down the road.
At Patton & Dean, LLC, our experienced credit repair lawyers can help you take advantage of your rights and protections under the Fair Credit Reporting Act (FCRA). We will take the time to examine all three of your credit reports in detail. If we find inaccuracies, unverifiable information, or out-of-date information, we will take swift and persistent action. Our legal team will not give up until you have an accurate foundation for rebuilding your credit.
Contact Patton & Dean, LLC now at (913) 203-4786 to learn more about how we can help you repair your credit after bankruptcy. Any credit report lawyer from our firm can help!